If your SSDI payment hasn’t arrived yet, don’t stress—your funds are on the way. The final Social Security Disability Insurance payment for June 2025 is set to be issued on Wednesday, June 25.
This payment wraps up the month and marks the beginning of summer for many Americans who depend on these important benefits.
Who Will Get Paid on June 25?
The June 25 payment is for individuals who meet two specific conditions. First, you must have begun receiving Social Security benefits after May 1997. Second, your birthday must be between the 21st and 31st of any month.
This group—often referred to as Group 4—is the last to be paid each month. If you use Direct Deposit or a Direct Express debit card, your payment should show up on time on June 25.
Understanding the Payment Calendar
Adjusting to the SSDI payment schedule can be tricky if you’ve just started receiving disability payments or recently retired at 62. However, the Social Security Administration follows a clear pattern once you identify your group.
Here’s a simple overview of July 2025 payment dates based on birthdates:
- Birthdays 1st–10th: Wednesday, July 10
- Birthdays 11th–20th: Wednesday, July 17
- Birthdays 21st–31st: Wednesday, July 24
- Those who started receiving benefits before May 1997: Wednesday, July 3
If you don’t get your June 25 payment immediately, there’s no need to panic. July’s payment cycle is approaching, and your payment could be part of the next wave.
How Much Can You Expect?
As of May 2025, the average SSDI benefit is $1,581 per month. However, your actual payment depends on your income and work record. The highest possible benefit for June 2025 is $4,018.
To qualify for that amount, you must have paid Social Security taxes on the maximum taxable earnings, worked for 35 years, and held SSA-covered jobs. This high-end benefit is rare, especially for younger disabled individuals who may not have worked long enough or earned enough to qualify.
Basic Eligibility Criteria
SSDI benefits are based on work credits and payroll tax contributions, not age. You generally need to have worked around a decade in jobs that withheld Social Security taxes.
The more you worked and the earlier you began contributing, the better your chances of receiving higher monthly benefits. The program is designed to support people who are no longer able to work but have a work history.
If Your Payment Is Delayed
If June 25 passes and your payment hasn’t appeared, don’t worry just yet. Allow a couple of days for bank processing times. If it’s still not in your account after that, log in to your My Social Security account or contact the SSA for assistance.
Also, make sure your Direct Deposit information is accurate to avoid future delays. Staying updated on future payment schedules can help you better manage your finances and prepare in advance.
FAQs
What should I do if my payment is late?
Wait 1–2 days after the scheduled date, then contact the SSA or check your online account for updates.
How is my SSDI amount calculated?
It’s based on your average lifetime earnings before becoming disabled and your work history under SSA-covered jobs.
Can I still receive SSDI if I worked part-time?
Yes, as long as you earned enough work credits and paid into Social Security during your employment.
Is SSDI affected if I get other government benefits?
Other benefits might affect SSI, but SSDI usually isn’t impacted unless there’s overlap in certain government programs.
Shirley is a passionate finance blog writer with a knack for simplifying complex money matters. With a background in personal finance and years of experience in content creation, she helps readers make smarter decisions about budgeting, saving, investing, and financial planning. Shirley's goal is to empower individuals to take control of their finances—one blog post at a time.